TNF backs in its mission of helping people reduce financial stress, a Seattle, WA, based fintech company is dedicated to improving financial health for the evolving workforce.

The app is a science-backed platform improving financial capability that is available both directly to consumers and through employee wellness programs.’s behavior-based product architecture uses proprietary models to coach towards lasting behavior change automatically.

Using the best techniques in behavioral science, behavioral economics, and AI-driven technology, has created an app and integrated platform designed to improve financial wellness for people, no matter where they come from or what their background is.

The New Frontiers (TNF) joins Stena Group and Bright Ventures, among others, in’s latest funding round, backing this exciting all-female founded and managed startup.

For more information, please visit here.

Doconomy acquires leading engagement banking platform Dreams Technology

Through the acquisition of Dreams Technology, Doconomy becomes the first provider to offer a holistic solution that drives meaningful climate and social impact for the financial services industry.

Doconomy ( – the leading climate technology startup helping banks, brands, and consumers to better understand and reduce their environmental impact – has acquired Stockholm-based financial wellbeing fintech Dreams Technology (, the B2B arm of Dreams AB, one of TNF’s portfolio investments. This marks the first deal of its kind to bridge the unique intersection of behavioural economics and climate impact.

Under the acquisition, Doconomy will incorporate Dreams Technology’s proprietary platform – which leverages behavioural science to deliver radical new ways to boost banking customers’ digital engagement and financial wellbeing – to its suite of leading environmental impact measurement tools. This will enable Doconomy to offer its existing banks and financial institution partners an extended behavioural science-driven product portfolio that will include modules for climate smart savings, debt management, and investments.

TNF Venture Partner and Chairman of Dreams AB, Francisco Arcilla, comments: “This awesome combination of Doconomy’s experts in climate impact with the behavioural economics talent of Dreams Technology is set to deliver an exciting offering that promotes financial wellbeing while encouraging sustainable consumption choices, effectuating climate action at scale.”

For more information, please visit here.

TNF forms partnership with CSX Carbon in strategic push for real and measurable sustainability

The New Frontiers (TNF), the investment firm focusing on disruptive technology, is forming a strategic partnership with UK based start-up CSX Carbon as part of its commitment to real and measurable sustainability.

TNF has joined a number of other institutions, including US based Sage Hill Capital, as investors in CSX’s recent £2.5m Seed round. TNF is increasingly focused on the sustainable technology sector and determined to make its own strong commitments to more effective and properly measurable carbon reduction.   

CSX is aiming to transform the market in carbon trading and offsets with a tradeable carbon asset bank made up of localised Nature Based Solutions fully measured and audited by its proprietary technology platform. The company will introduce a new level of integrity to the carbon market, ensuring that corporates invest in projects that deliver a real, measurable return to the planet. CSX has partnered with leading universities to develop a unique auditing capability using the latest technologies including drones and LIDAR to monitor its projects.

For more information, please visit here.

The New Frontiers leads funding round for Equip, facilitating access to sports and leisure activities via the sharing economy

Equip, a Swiss startup founded in 2021, promises to profoundly change the face of sports participation.

Connected to autonomous stations, the Equip app allows users to borrow sports equipment, then play or participate in leisure activities without having to carry anything around, right where they need it – at venues across the globe.

Putting the emphasis on sharing rather than ownership allows Equip to be part of the global responsibility we have in the face of socioeconomic inequality and the protection of the environment. Equip stations are also autonomous thanks to their solar panels, and can be installed and checked remotely without limitations.

Today, this startup is in full expansion in the United States, Spain, Italy, France and their native Switzerland, where the business seeks to accelerate its deployment at a communal level.

Since mid-July 2022, Decathlon Switzerland has made a commitment alongside Equip to provide quality sports and leisure equipment directly at the places of practice.

For more information, please visit here.

TNF porfolio company Sysmosoft acquired by SwissSign

Swiss software startup Sysmosoft, specialized in trusted and regulated eSignatures is acquired by SwissSign, the Swiss Post dedicated entity to Trust Service and Identity Provider.

Sysmosoft eSignature solution, Let’s Sign, is used by many highly regulated industries such as Financial Services, Governments and Education. It is currently deployed across hundreds of organizations and supports millions of transactions every year that are legally binding under Swiss and European laws.

TNF’s Chief Financial Officer, Victoria Voyteshonok, comments: “Sysmosoft and SwissSign make for a great partnership. Together they can now offer a comprehensive set of solutions to all businesses where confidentiality, privacy and security are critical.”

For more information, please visit here.

TNF leads strategic investment in Metaphysiks, bringing it one step closer to embodying the Metaverse

Metaphysiks’ technology is a confluence of the neuroscience of body perception and self-consciousness, virtual reality, and soft haptics converged to enable users to “feel” digital experiences rather than only seeing or hearing them.

 TNF (The New Frontiers) believes that Metaphysiks’ MetaTouch opens the door to the holy grail of experiential technologies. 

MetaTouch is the culmination of over a decade of cutting-edge research in the laboratories of world-leading neuroscientist Olaf Blanke, professor at EPFL, who is also Metaphysiks’ co-founder and Chief Scientist, and with whom TNF’s founder Erkin Bek continues to collaborate extensively towards building and expanding immersive experiences. 

TNF led the funding round and was joined by numerous prominent and strategic investors including Logitech, Tej Tadi (founder of Mindmaze), All Here (a Swiss lifestyle company that collaborates closely with EPFL) and several other international investors.

For more information, please visit here.

Francisco Arcilla Joins TNF as Newest Partner

TNF today announced the appointment of Francisco Arcilla as a Partner. The TNF team and its portfolio companies will benefit from Francisco’s 25 years of experience and deep knowledge of capital markets and alternative investments.

TNF today announced the appointment of Francisco Arcilla as a Partner. The TNF team and its portfolio companies will benefit from Francisco’s 25 years of experience and deep knowledge of capital markets and alternative investments. 

Prior to joining TNF, Francisco Arcilla was Global Head of the Institutional Client Group at AXA Investment Managers. He spent more than eight years in the company and served in several positions including: Global Head of External Managers, CEO of AXA IM Japan  and AXA IM’s Global Head of Sales. Francisco started his career at Merrill Lynch in 1994 as an analyst, before working as a senior proprietary trader for over a decade. In 2008, he joined the Swiss alternative solutions boutique EIM SA as Co-Head of Investments.

Francisco Arcilla said: “I am very excited to be joining the TNF team.  TNF is such a unique investment firm and  I look forward to helping it transform legacy industries and support emerging technologies that will reshape the world.”  

Erkin Bek said: “TNF is underpinned by a simple vision: to be a pioneering investment firm that seeds trends before they happen.  Francisco brings a wealth of experience to TNF and his insights and knowledge will further strengthen our team as we continue to to strive to be a catalyst for innovation and industry disruption.”    

Francisco Arcilla graduated from HEC School of Management in Paris and holds a Master of Science in Finance from the London Business School.

TNF Capital participates in $12 million Series A funding round for blockchain finance firm Clearmatics Technologies

TNF Capital today announced their participation in the Series A funding round for blockchain finance firm Clearmatics Technologies LTD (“Clearmatics”).

The $12 million USD funding round will be used to help Clearmatics build the next generation of financial market infrastructure. Firms also participating in this financing round included Route 66 Ventures and XTX Ventures. As part of this announcement, Samir Khosla, Managing Partner at TNF Capital, will join the Clearmatics Board of Directors.

“We at TNF Capital are very pleased to deepen our commitment to Clearmatics through the Series A funding that builds upon the company’s excellent progress in delivering distributed ledger-based clearing networks”, said Khosla. “Its exceptional team under the leadership of Robert Sams, a visionary innovator, is bringing transformative change to financial market infrastructure. We see huge potential for  Clearmatics to trigger an exciting shift for wider market participants through its achievement of cross-chain interoperability.”

This financing round will enable Clearmatics to expand its team and accelerate its ongoing development work in permissioned, peer-to-peer networks, including its work on blockchain interoperability and transaction privacy. The company will also launch a Protocol Provider service next year to support the go-to-market of the Utility Settlement Coin Project, a consortium of 17 banks and financial institutions creating a new digital cash instrument collateralised by central bank money.

For more information, please visit the official news release.